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Consumers Q4 Profit Up 9 Percent


Consumers Bancorp (OTC:CBKM), a community-focused bank serving Ohio and its neighboring areas, reported its Q4 FY2025 earnings on July 29, 2025. The bank’s net income (GAAP) reached $2.3 million and earnings per share (GAAP) climbed to $0.73, Net income was up 9.0% from the same period last year; earnings per share increased from $0.67 to $0.73. With no analyst estimates for the period, Net interest income (GAAP) rose to $9.2 million, and the net interest margin expanded to 3.39%. Deposit and loan growth continued.

Consumers Bancorp is a regional bank that centers its business on serving local communities through personal banking services. It operates 22 branches and a loan production office, targeting individuals, businesses, and farmers. The bank’s approach relies on close customer relationships and local decision-making to build market share in Ohio and neighboring regions.

Recently, the bank has concentrated on market expansion, investing in staffing and new branch openings. Success has come from organic loan growth, robust deposit gathering, and maintaining asset quality. The strategy emphasizes steady growth and asset quality.

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Source Fool.com

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