Earnings Summary on PB
Prosperity Bancshares (NYSE:PB), a Texas-based regional bank focused on community banking and local decision-making, reported its second quarter results on July 23, 2025. The company’s news centered on continued growth in profitability and earnings per share, fueled by tighter cost control and widening net interest margin, despite a revenue miss. Earnings per share reached $1.42, edging past the $1.41 consensus estimate, while net income totaled $135.2 million, up 21.1% from a year ago. However, reported revenue of $310.7 million came in just below the $315.0 million analyst estimate. The quarter showed both progress and some areas for concern, including increased nonperforming assets and continued deposit outflows, but maintained a solid capital position and shareholder returns.
Source: Analyst estimates provided by FactSet. Management expectations based on management's guidance, as provided in Q1 2025 earnings report.
Prosperity Bancshares is a large regional bank with 283 banking centers across Texas and Oklahoma. The company centers its business on community banking, offering personalized service and maintaining close ties to individual consumers and business customers. Its branches are staffed with local bankers who have authority to make decisions, backed by centralized support operations.
Source Fool.com
