First Commonwealth (FCF) Q2 EPS Up 36%
First Commonwealth Financial (NYSE:FCF), a regional bank serving Pennsylvania and Ohio, reported its second-quarter fiscal 2025 results on July 29, 2025. The company delivered non-GAAP earnings per share of $0.38, outpacing analyst estimates of $0.28 (non-GAAP), a 35.7% improvement. However, non-GAAP revenue was $58.68 million, well below the Street non-GAAP estimate of $125.88 million. Despite stronger net interest margin and solid loan book growth, the quarter was overshadowed by a significant jump in nonperforming loans following a specific commercial credit event. Overall, while operational and capital strength stood out, the period's results were mixed due to the revenue miss and asset quality setbacks.
Source: Analyst estimates for the quarter provided by FactSet.
The bank operates a network focused on consumer, commercial, mortgage, and equipment finance, supported by wealth management and insurance subsidiaries. Its main markets are Pennsylvania and Ohio, where it offers checking and savings accounts, loans, wealth management, and insurance through over 120 community branches.
Source Fool.com
