Huntington Bancshares Loan Growth Up
Huntington Bancshares (NASDAQ:HBAN) reported second quarter 2025 results on July 18, 2025, featuring earnings per share (EPS) of $0.34 and sequential growth in average loans and deposits of $2.3 billion (1.8%) and $1.8 billion (1.1%), respectively. Loan growth exceeded internal forecasts, prompting increases in full-year loan growth guidance (now 6% to 8%), while the upcoming Veritex acquisition was described as a significant catalyst for Texas market expansion.
On an adjusted basis, pre-provision net revenue (PPNR) expanded 15% year over year, while expense growth for 2025 is now forecast at 5% to 6%, largely driven by higher incentive compensation reflecting performance outperformance, reinforcing capital growth.
Operating leverage is now more positive than in the original budget, directly supporting tangible book value and return on equity.
Source Fool.com