LendingClub (LC) Q2 EPS Jumps 154%
(NYSE:LC), the digital marketplace bank known for its personal loan platform and data-driven lending, released its second quarter earnings on July 29, 2025. Headline results far outperformed market expectations: GAAP earnings per share landed at $0.33—more than double analysts’ consensus of $0.15—with GAAP revenue hitting $248.4 million against an expected $227.4 million. That marks a 33% increase in GAAP revenue and 154% growth in diluted EPS (GAAP) from the prior year. Loan originations surged to $2.39 billion, up 32% year over year. This quarter demonstrates the company’s strong growth in originations, improved profitability, and continued traction in its marketplace model, boosted by product and partnership moves. The overall quarter shows tangible progress against management’s key priorities, while the company delivered substantial operating leverage and maintained solid asset quality amid an active regulatory and macro backdrop.
Source: Analyst estimates provided by FactSet. Management expectations based on management's guidance, as provided in Q1 2025 earnings report.
LendingClub operates as a digital marketplace bank, connecting individual and institutional investors with borrowers seeking personal loans. Its business is built around a marketplace model, where the company both sells loans to investors and holds some on its balance sheet. Its primary sources of revenue are origination fees, interest income, and servicing fees generated through loan transactions, as recognized in accordance with GAAP.
Source Fool.com
LendingClub Corp. Stock
We see a rather positive sentiment for LendingClub Corp. with 17 Buy predictions and 1 Sell predictions.
With a target price of 14 € there is a slightly positive potential of 5.66% for LendingClub Corp. compared to the current price of 13.25 €.
