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Metropolitan Bank Grows Loans 13%


Metropolitan Bank (NYSE:MCB), a New York-based commercial bank focused on middle-market businesses and real estate entrepreneurs, released its second-quarter results on July 17, 2025. The bank reported that both GAAP earnings per share (EPS) and revenue exceeded analyst expectations—diluted EPS was $1.76, compared to the $1.73 consensus, while revenue reached $76.3 million, compared to the $72.6 million analyst forecast. The period showed robust growth in core loans and deposits, a notable expansion in net interest margin, and saw the company launch its first-ever dividend alongside renewed buyback activity. Operationally, the quarter was solid across key measures.

Source: Analyst estimates for the quarter provided by FactSet.

Metropolitan Bank operates as a relationship-driven commercial bank in the New York City area. It mainly serves middle-market companies and real estate owners with lending, deposit, and payment services. The business differentiates itself by focusing on tailored solutions, rather than mass-market retail banking. High-tech service tools and a small physical branch network allow it to operate efficiently in an intensely competitive market.

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Source Fool.com

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