Pagaya (PGY) Q2 EPS Jumps 540%
Pagaya Technologies (NASDAQ:PGY), a fintech firm focused on AI-driven credit and asset origination, reported its second quarter earnings on August 7, 2025. The standout headline: Revenue (GAAP) reached $326 million in the second quarter, beating analyst estimates of $316.95 million. Earnings per share (Non-GAAP, diluted) soared to $0.64. Net income (GAAP) also landed comfortably above company forecasts. The period saw strong growth across most key metrics. Overall, it was a robust quarter for the company, powered by record transaction volumes, expanded partnerships, and an improved bottom line.
Source: Analyst estimates provided by FactSet. Management expectations based on management's guidance, as provided in Q2 2025 earnings report.
Pagaya operates at the intersection of artificial intelligence and consumer finance. Its core business is providing AI-powered credit underwriting and origination for financial partners, including banks and consumer lenders. By processing vast amounts of loan applications, it helps these partners make better, faster, and more accurate credit decisions.
Source Fool.com
