SLM Posts Q2 Earnings Miss
(NASDAQ:SLM), the major provider of private education loans known as Sallie Mae, released its results on July 24, 2025. The most notable news was a significant shortfall in both GAAP earnings and revenue compared to analyst expectations. Actual earnings per share were $0.32, well below the $0.49 GAAP estimate, while revenue (GAAP) reached $376.8 million, trailing the $399.5 million GAAP forecast. GAAP net income and profitability declined steeply. The quarter marked a setback from strong prior performance, with higher credit loss provisions and signs of weakening credit trends balancing out steady loan demand. Overall, the period showed that the core lending business is expanding, but rising credit costs and reliance on one-off loan sales remain issues.
Source: Analyst estimates provided by FactSet. Management expectations based on management's guidance, as provided in Q1 2025 earnings report.
is a leading private education lender, filling the gap for students and families when federal aid and family contributions fall short. It primarily offers private education loans targeted at students in four-year degree programs. The company is not a federal student loan provider but instead competes with banks and other specialist finance firms for private lending business.
Source Fool.com
SLM Corp. Stock
With 18 Buy predictions and not the single Sell prediction the community is currently very high on SLM Corp..
With a target price of 32 € there is a positive potential of 39.13% for SLM Corp. compared to the current price of 23.0 €.
