Auburn National's Q2 Shows Growth
Auburn National Bancorporation (NASDAQ:AUBN), a community bank serving East Alabama, reported its second quarter 2025 results on July 22, 2025. The bank posted earnings per share of $0.52 (GAAP) and revenue of $8.1 million, Both earnings per share and revenue were higher than in Q1 2025 and Q2 2024. The quarter was marked by improved profitability, a stronger net interest margin (tax-equivalent, non-GAAP), and continued robust asset quality, although loan growth was flat and noninterest expense increased from $5.5 million in Q2 2024 to $5.7 million.
Auburn National Bancorporation is a regional community bank headquartered in Auburn, Alabama. Its banking unit, AuburnBank, holds the largest share of deposits in Lee County, Alabama, with a market share of 21.3% as of June 30, 2024. This locally focused franchise caters to retail, small business, and commercial customers with loans, deposit accounts, and mortgage services.
The company has built its reputation on strong customer relationships, stability, and asset quality. Its competitive advantages stem from deep local knowledge, stable market leadership, and a traditionally conservative risk profile. Major focus areas include managing commercial real estate lending concentrations, adapting to evolving customer digital expectations, and maintaining top-tier credit quality. Success relies on market leadership, strong capital, and careful risk management in loan underwriting.
Source Fool.com
